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The final bad thing is when loan officers provide false information telling borrowers that they’re only given a weekly loan under a new loan” which doesn’t exist. It’s a debtor’s right to request the loan officer to notify him of the various fees and repayment methods. To exemplify, if X takes a loan of $10,000, and neglects to pay for the very first instalment of $2,000, the moneylender can charge the late interest on $2,000 but not on the remaining $8,000 as it isn’t due yet.